Maali

Year in review

2025 calendar year · Jan '25 → Dec '25

Last 12 monthsThis year (2026)Last year (2025)
Analyst commentary

The year in brief

  • The average monthly spend was $1,276. The spending range was $10,614 (June) to $22,750 (November), with the variance driven by large, infrequent payments.

What changed most

  • Shopping saw an upward trend, increasing from an average of $1,247 to $1,617 per month.
  • Groceries spending trended down, moving from an average of $1,773 to $1,577 per month.
  • Education spending rose, increasing from an average of $435 to $544 per month.
  • Dining also increased, moving from an average of $758 to $859 per month.

Worth a look

  • Best Buy has shown a notable increase in spending, rising from $192 to $394 per month.
  • The largest single transactions were Summit Contractors Llc ($6,500) · Cook County Treasurer ($5,180).
  • Dining is currently over budget for the year.

Annual budget tracker

2025 spending vs. 12 × the monthly target, by category.

Category2025 spendAnnual budgetProgress
dining$9,702$8,700
112%
groceries$20,102$25,200
80%
health$2,760$3,480
79%
entertainment$1,886$2,400
79%
transportation$10,863$14,100
77%
shopping$17,187$25,200
68%
coffee$1,167$1,800
65%

Monthly spend

Stacked by category. Click a month to open its briefing. Hover a band for that category, or the column for the month's total.

$0$5k$10k$15k$20k$25kJan '25Feb '25Mar '25Apr '25May '25Jun '25Jul '25Aug '25Sep '25Oct '25Nov '25Dec '25
Category share

Click a slice (or a category chip below) to toggle it. The center total reflects the visible categories.

2025 total$153,231

Top categories

Category2025 totalMonthly avgTrend
$35,760$2,980
$24,960$2,080
$20,102$1,675
$17,187$1,432
$10,863$905
$9,702$808
$6,500$542
$6,201$517
$5,877$490
$5,180$432
$2,760$230
$2,465$205
$2,006$167
$1,886$157
$1,167$97
$614$51
Total$153,231$12,769

Top merchants (2025)

MerchantSpendCharges
lakeside mortgage$35,76012
bright horizons$24,96012
summit contractors llc$6,5001
toyota financial$6,28812
costco$5,58218
cook county treasurer$5,1801
best buy$3,52227
aldi$3,20730
jewel-osco$2,93727
zelle to tutor$2,75925
whole foods market$2,74423
trader joes$2,70223
nordstrom$2,52931
geico$2,4652
target$2,39928
mariano's$2,33320
verizon wireless$2,01012
house cleaning$1,92012
amazon$1,73322
doordash$1,49532
citgo$1,45725
comed$1,44612
goldfish swim school$1,41612
shell$1,40824
olive garden$1,16120
the little gym$1,15212
ymca$1,10412
local thai kitchen$1,09322
the honest company$1,08112
chipotle$1,06421
marathon$1,05018
panera bread$1,03120
comcast xfinity$1,02712
lawn care$1,02012
marriott$9461
sears appliance center$9401
sweetgreen$93621
mod pizza$93319
sushi house$90615
city of evanston water$86212
peoples gas$85712
portillos$80615
southwest airlines$6861
the container store$6514
american red cross$6141
kindermusik$5498
northwestern medicine$4744
walgreens$4439
lowes$4373
airbnb$3741

Top transactions

DateTransactionAmountCategory
11/04/25
summit contractors llc
Summit Contractors Llc 443449946 · Checking
$6,500.00
11/30/25
cook county treasurer
Cook County Treasurer WEB ID:4463282 · Checking
$5,180.00
12/01/25
lakeside mortgage
Lakeside Mortgage WEB ID:2491848 · Checking
$2,980.00
12/02/25
bright horizons
Bright Horizons WEB ID:8316402 · Checking
$2,080.00
12/25/25
best buy
Best Buy #4095 GLENVIEW IL · Travel Card
$1,320.00
07/15/25
geico
Geico WEB ID:8597621 · Checking
$1,260.00
01/15/25
geico
Geico WEB ID:5848993 · Checking
$1,205.00
12/05/25
marriott
Marriott #2804 ORLANDO FL · Everyday Card
$945.93
10/02/25
sears appliance center
Sears Appliance Center #7753 GLENVIEW IL · Travel Card
$940.00
12/08/25
southwest airlines
Southwest Airlines #613 ORLANDO FL · Travel Card
$685.57
12/18/25
american red cross
American Red Cross #4358 SKOKIE IL · Travel Card
$614.49
12/07/25
toyota financial
Toyota Financial WEB ID:9905497 · Checking
$524.00
11/12/25
costco
Costco #7197 CHICAGO IL · Travel Card
$391.74
05/26/25
costco
Costco #3470 CHICAGO IL · Travel Card
$384.68
10/24/25
costco
Costco #5277 CHICAGO IL · Everyday Card
$383.01
08/11/25
airbnb
Airbnb #1628 ORLANDO FL · Everyday Card
$374.50
09/10/25
costco
Costco #7702 CHICAGO IL · Travel Card
$372.78
08/19/25
costco
Costco #2681 CHICAGO IL · Travel Card
$364.55
08/18/25
costco
Costco #8694 CHICAGO IL · Everyday Card
$362.15
02/11/25
costco
Costco #3846 CHICAGO IL · Travel Card
$338.82
12/12/25
costco
Costco #9432 CHICAGO IL · Travel Card
$336.75
03/23/25
costco
Costco #6598 CHICAGO IL · Travel Card
$329.97
04/19/25
costco
Costco #5368 CHICAGO IL · Travel Card
$328.49
07/13/25
costco
Costco #9765 CHICAGO IL · Travel Card
$307.48
12/17/25
costco
Costco #840 CHICAGO IL · Travel Card
$281.73
01/19/25
costco
Costco #997 CHICAGO IL · Travel Card
$255.85
04/09/25
costco
Costco #9468 CHICAGO IL · Travel Card
$247.57
06/15/25
costco
Costco #4570 CHICAGO IL · Everyday Card
$243.13
02/22/25
costco
Costco #6126 CHICAGO IL · Everyday Card
$229.43
03/11/25
costco
Costco #6512 CHICAGO IL · Travel Card
$218.48
12/12/25
lowes
Lowes #6738 CHICAGO IL · Travel Card
$214.75
02/11/25
the container store
The Container Store #7595 CHICAGO IL · Everyday Card
$209.89
05/11/25
costco
Costco #4515 CHICAGO IL · Everyday Card
$205.55
08/20/25
comed
Comed WEB ID:8032981 · Checking
$193.86
09/20/25
comed
Comed WEB ID:3428323 · Checking
$184.03
08/19/25
the container store
The Container Store #3775 CHICAGO IL · Travel Card
$184.00
01/24/25
verizon wireless
Verizon Wireless WEB ID:4994314 · Checking
$175.81
04/24/25
verizon wireless
Verizon Wireless WEB ID:7543491 · Checking
$175.55
05/28/25
trader joes
Trader Joes #3133 WILMETTE IL · Travel Card
$174.99
07/06/25
trader joes
Trader Joes #2561 WILMETTE IL · Travel Card
$173.95
09/14/25
aldi
Aldi #5972 SKOKIE IL · Everyday Card
$173.90
10/24/25
verizon wireless
Verizon Wireless WEB ID:4365992 · Checking
$173.33
12/16/25
the childrens place
The Childrens Place #125 WILMETTE IL · Everyday Card
$172.99
01/23/25
jewel-osco
Jewel-Osco #4120 WILMETTE IL · Travel Card
$172.25
03/09/25
mariano's
Mariano'S #3152 SKOKIE IL · Everyday Card
$171.24
07/24/25
verizon wireless
Verizon Wireless WEB ID:1766427 · Checking
$171.06
06/24/25
verizon wireless
Verizon Wireless WEB ID:8106787 · Checking
$170.75
01/31/25
jewel-osco
Jewel-Osco #9783 WILMETTE IL · Travel Card
$170.69
11/14/25
mariano's
Mariano'S #592 SKOKIE IL · Everyday Card
$170.43
01/02/25
jewel-osco
Jewel-Osco #1163 WILMETTE IL · Travel Card
$169.54