Patterns
Where your money goes, and how it moves over time · as of August 13, 2026
Where it goes
Account mix
August 2026 · $7,279 across 4 accounts- Checking$5,89281%
- Travel Card$80311%
- Everyday Card$3395%
- Cash$2453%
Essentials vs lifestyle
last 30 days · $10,00925%lifestyle
Essential$7,467 · 75%Lifestyle$2,542 · 25%
Biggest lifestyle category: shopping · $1,446
Spending DNA
last 30 days · $10,009- housing30%$2,980
- kids21%$2,080
- shopping14%$1,446
- transportation9%$858
- groceries8%$773
- Other (6 categories)19%$1,872
How it moves
Weekly spend trend
last 8 weeks · median $2,114/wk▼trending down (-48%)
Jun 19Jun 26Jul 3Jul 10Jul 17Jul 24Jul 31Aug 7
Year over year
Aug 1 – Aug 13▼ −$359 (−5%) vs last year
Total spending · occasional big bills excluded · same day-of-month range both years.
Category trends
last 3 months vs the prior 3Trending up
vs Feb 15 – May 15midas auto repair+$1,180newvs $0nordstrom+$486+128%vs $380olive garden+$268+206%vs $130sweetgreen+$261+117%vs $223mariano's+$255+54%vs $469
Total spending · occasional big bills excluded · last 90 days vs the prior 90 days, ≥ $25 growth.
By day of week
last 90 days · May 16 – Aug 13Peak spending day: Thu (avg $499)
Total spending · occasional big bills excluded · per-weekday average across the last 90 days.
Weekend vs weekday
avg daily spend · last 90 daysWeekends and weekdays cost about the same
64 weekdays · 26 weekend days · occasional big bills excluded.
Daily spend shape
last 90 days · 3 quiet, 87 activeMost common spending day: $200–500 (28 of 90)
3
$0
11
$1–50
10
$50–100
26
$100–200
28
$200–500
12
$500+
Total spending per day · occasional big bills excluded · last 90 days, grouped by daily total.