Compare
Analyst commentary for July 2025
July 2025 against June 2025, by category. Higher spend is red. Totals exclude occasional big bills, matching the Month view.
Previous month$10,614June 2025
Selected month$10,445July 2025
Change-$1692% less
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Jun 2025 | Jul 2025 | Change |
|---|---|---|---|
| insurance occasional | $0 | $1,260 | +$1,260new |
| entertainmentWhy? | $103 | $195 | +$92+89% |
| Biggest charge $108.98 at lincoln park zoo. Without it, this category is -16% vs previous month (instead of +89%). | |||
| dining | $671 | $757 | +$86+13% |
| education | $482 | $529 | +$47+10% |
| coffee | $99 | $114 | +$15+15% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| shopping | $1,216 | $1,202 | -$14-1% |
| transportation | $903 | $885 | -$18-2% |
| utilities | $548 | $520 | -$27-5% |
| health | $266 | $163 | -$103-39% |
| groceries | $1,266 | $1,018 | -$248-20% |
July 2025 against your typical month, based on your usual over the past year.
Typical$11,424typical month
Selected month$11,705Jul 2025
Change+$2802% more
By category, what's furthest from its usual — a guide to what's moving, not a breakdown of the totals above.
| Category | Typical | Jul 2025 | Change |
|---|---|---|---|
| insurance occasional | $196 | $1,260 | +$1,064+542% |
| entertainment | $157 | $195 | +$38+24% |
| education | $496 | $529 | +$33+7% |
| dining | $730 | $757 | +$28+4% |
| coffee | $89 | $114 | +$25+28% |
| utilities | $512 | $520 | +$9+2% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| transportation | $941 | $885 | -$56-6% |
| shopping | $1,265 | $1,202 | -$63-5% |
| health | $228 | $163 | -$65-29% |
| groceries | $1,630 | $1,018 | -$612-38% |
Spending pace
How your spending added up in July 2025. The bold blue line shows that month. The dashed line is a typical month and the shaded band is your usual range, both based on the six months before July 2025.
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