Compare
Analyst commentary for January 2024
January 2024 against December 2023, by category. Higher spend is red. Totals exclude occasional big bills, matching the Month view.
Previous month$11,796December 2023
Selected month$11,015January 2024
Change-$7817% less
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Dec 2023 | Jan 2024 | Change |
|---|---|---|---|
| insurance occasional | $0 | $1,095 | +$1,095new |
| diningWhy? | $592 | $934 | +$341+58% |
| Biggest charge $85.90 at local thai kitchen. Without it, this category is +43% vs previous month (instead of +58%). | |||
| education | $340 | $405 | +$65+19% |
| utilities | $487 | $544 | +$57+12% |
| entertainment | $149 | $178 | +$29+20% |
| transportation | $877 | $899 | +$23+3% |
| coffee | $81 | $84 | +$3+3% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| health | $299 | $263 | -$37-12% |
| shopping | $1,752 | $1,336 | -$416-24% |
| gifts and donations occasional | $506 | $0 | -$506-100% |
| groceries | $2,160 | $1,313 | -$846-39% |
| travel occasional | $2,270 | $0 | -$2,270-100% |
January 2024 against your typical month, based on your usual over the past year. $54 came back in refunds during January 2024.
Typical$12,137typical month
Selected month$12,110Jan 2024
Change-$260% less
By category, what's furthest from its usual — a guide to what's moving, not a breakdown of the totals above.
| Category | Typical | Jan 2024 | Change |
|---|---|---|---|
| insurance occasional | $173 | $1,095 | +$922+532% |
| dining | $720 | $934 | +$214+30% |
| shopping | $1,135 | $1,336 | +$200+18% |
| utilities | $506 | $544 | +$38+7% |
| health | $230 | $263 | +$33+14% |
| entertainment | $159 | $178 | +$19+12% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| coffee | $94 | $84 | -$11-11% |
| transportation | $934 | $899 | -$35-4% |
| education | $478 | $405 | -$73-15% |
| groceries | $1,720 | $1,313 | -$406-24% |
Spending pace
How your spending added up in January 2024. The bold blue line shows that month. The dashed line is a typical month and the shaded band is your usual range, both based on the six months before January 2024.
Generating analyst commentary… (can take 30s)