Maali

Privacy

Your data never reaches us. Here’s the proof.

Last updated July 23, 2026

The short version

Maali is an app that runs on your computer. Your transactions, your dashboards, and the AI that writes about them all live on your computer. We never see your financial data. We don’t have servers that store it, and we don’t have user accounts. Maali does not report your budgets, transactions, balances, or activity inside the app.

The complete list of network connections the app can make

Most privacy policies describe data flows in general terms. We can do better, because the list is short. Here is every network connection the Maali app is capable of making:

  1. Downloading the AI model (optional, and only when you ask)

    If you choose to set up the built-in AI, the app downloads the model file (about 5.0 GB) from huggingface.co, a public site that hosts AI models. This happens once, only after you click the download button, and the only thing sent is the request for the file. Nothing about you or your finances goes with it. Skip the AI and this connection never happens.

  2. Bank connections through SimpleFIN (optional, and only if you connect it)

    If you choose automatic bank sync, your computer talks directly to SimpleFIN Bridge, an independent service you sign up for and pay yourself (about $15/year). Your transactions travel from the bridge straight to your computer. They never pass through us, and we have no way to see them. If you import statement files yourself instead, this connection never happens either.

  3. An optional update check, with an off switch

    When optional update checking runs, the only Maali-specific value in the request is the app version. Under normal operation, Maali tries no more than once in 24 hours. You can turn checking off in Settings. All budgeting and analysis features work without it; you simply will not receive automatic update notices.

  4. This website

    The site you’re reading now (maali.app) and its waitlist form are run by us, but they are the website, not the app. The app itself never talks to this site except for the optional update check above.

That’s the whole list. The app has no behavior analytics, user account, financial-data telemetry, or crash reporting.

The waitlist

If you join the waitlist on this site, we keep your email address on our own machine (not with a marketing service) and use it for exactly one thing: telling you when Maali is available. We don’t share it or sell it, and if you’d like it removed, email support@maali.app and it’s gone.

Don’t take our word for it

Everything above is checkable. Run a firewall app that shows outgoing connections (Little Snitch or LuLu on a Mac, GlassWire on Windows) and watch what Maali does. You should see nothing beyond the short list above. Turn off update checking, leave sync off, and keep the model local, and the app remains useful without a network connection.

Questions

If anything here is unclear, or you spot something that doesn’t match what we’ve written, we genuinely want to know: support@maali.app. If this page ever changes, the date at the top changes with it.