Maali

Privacy

Your data never reaches us. Here’s the proof.

Last updated June 2026

The short version

Maali is an app that runs on your Mac. Your transactions, your dashboards, and the AI that writes about them all live on your computer. We never see your financial data. We don’t have servers that store it, we don’t have user accounts, and nothing in the app reports back to us about what you do in it.

This also means there is nothing to breach on our end. The usual privacy-policy questions (who we share your data with, how long we keep it, what happens if we’re acquired) have the same answer: we never have your data in the first place, so there is nothing to share, keep, or hand over.

The complete list of network connections the app can make

Most privacy policies describe data flows in general terms. We can do better, because the list is short. Here is every network connection the Maali app is capable of making:

  1. Downloading the AI model (optional, and only when you ask)

    If you choose to set up the built-in AI, the app downloads the model file (about 5.3 GB) from huggingface.co, a public site that hosts AI models. This happens once, only after you click the download button, and the only thing sent is the request for the file. Nothing about you or your finances goes with it. Skip the AI and this connection never happens.

  2. Bank sync through SimpleFIN (optional, and only if you connect it)

    If you choose automatic bank sync, your Mac talks directly to SimpleFIN Bridge, an independent service you sign up for and pay yourself (about $15/year). Your transactions travel from the bridge straight to your Mac. They never pass through us, and we have no way to see them. If you import statement files yourself instead, this connection never happens either.

  3. A once-a-day update check (optional, with an off switch)

    On versions of the app that include it, Maali can ask maali.app once a day whether a newer version is available. The only thing it sends is the app’s version number: no usage data, no identifiers, nothing about your finances. You can turn it off in Settings, and the app works exactly the same without it.

  4. This website

    The site you’re reading now (maali.app) and its waitlist form are run by us, but they are the website, not the app. The app itself never talks to this site except for the optional update check above.

That’s the whole list. The app has no telemetry, no analytics, no user accounts, and no crash reporting. It doesn’t phone home. With the AI model already downloaded and sync left off, Maali makes no network connections at all. You can use it with the Wi‑Fi turned off.

The waitlist

If you join the waitlist on this site, we keep your email address on our own machine (not with a marketing service) and use it for exactly one thing: telling you when Maali is available. We don’t share it or sell it, and if you’d like it removed, email support@maali.app and it’s gone.

Don’t take our word for it

Everything above is checkable. Run a firewall app that shows outgoing connections (Little Snitch and LuLu are popular on the Mac) and watch what Maali does. You should see nothing beyond the short list above, and nothing at all once you’re set up. Or simpler still: turn off the Wi‑Fi and keep using the app.

Questions

If anything here is unclear, or you spot something that doesn’t match what we’ve written, we genuinely want to know: support@maali.app. If this page ever changes, the date at the top changes with it.