Compare
Analyst commentary for July 2026
July 2026 against June 2026, by category. Higher spend is red. Totals exclude occasional big bills, matching the Month view.
Previous month$11,758June 2026
Selected month$11,985July 2026
Change+$2272% more
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Jun 2026 | Jul 2026 | Change |
|---|---|---|---|
| insurance occasional | $0 | $1,370 | +$1,370new |
| shoppingWhy? | $982 | $1,717 | +$734+75% |
| Biggest charge $160.00 at house cleaning. Without it, this category is +58% vs previous month (instead of +75%). | |||
| groceries | $1,233 | $1,804 | +$570+46% |
| coffeeWhy? | $120 | $241 | +$120+100% |
| Biggest charge $28.90 at blue bottle coffee. Without it, this category is +76% vs previous month (instead of +100%). | |||
| utilities | $504 | $539 | +$35+7% |
| entertainment | $127 | $162 | +$35+28% |
| uncategorized | $129 | $162 | +$33+25% |
| health | $221 | $235 | +$14+6% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| education | $545 | $545 | $00% |
| dining | $736 | $650 | -$86-12% |
| transportation | $2,100 | $871 | -$1,230-59% |
July 2026 against your typical month, based on your usual over the past year.
Typical$11,758typical month
Selected month$13,355Jul 2026
Change+$1,59714% more
By category, what's furthest from its usual — a guide to what's moving, not a breakdown of the totals above.
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Typical | Jul 2026 | Change |
|---|---|---|---|
| insurance occasional | $215 | $1,370 | +$1,155+538% |
| groceries | $1,561 | $1,804 | +$243+16% |
| shopping | $1,556 | $1,717 | +$161+10% |
| coffeeWhy? | $114 | $241 | +$127+111% |
| Biggest charge $28.90 at blue bottle coffee. Without it, this category is +86% vs typical (instead of +111%). | |||
| utilities | $513 | $539 | +$27+5% |
| education | $521 | $545 | +$24+5% |
| entertainment | $160 | $162 | +$2+1% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| health | $259 | $235 | -$24-9% |
| transportation | $1,028 | $871 | -$157-15% |
| dining | $833 | $650 | -$182-22% |
| uncategorized | $586 | $162 | -$424-72% |
Spending pace
How your spending added up in July 2026. The bold blue line shows that month. The dashed line is a typical month and the shaded band is your usual range, both based on the six months before July 2026.
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